Bank of Granite Corporation operates as the bank holding company for Bank of Granite that provides community banking services to individual and business customers in the western part of North Carolina. It offers deposit products, such as interest-bearing and non-interest-bearing demand deposits, savings accounts, NOW accounts, money market accounts, time deposits, and certificates of deposit; and real estate, agricultural, construction, financial, commercial or business related, and consumer loans. The company, through its subsidiary, Granite Mortgage, Inc., engages in the origination and sale of residential and real estate mortgage loans to individuals. It specializes in government guaranteed mortgage products. As of May 7, 2009, Bank of Granite Corporation operated 22 full-service banking offices in Burke, Caldwell, Catawba, Forsyth, Iredell, Mecklenburg, Watauga, and Wilkes counties, as well as a loan production office in Guilford county. The company was founded in 1906 and is headquartered in Granite Falls, North Carolina.
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